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3 Waterfront Homes + 1 Buildable Lot in Toccoa, GA Discover an exceptional investment opportunity in North Georgia, located along the Tugaloo Channel of Lake Hartwell in the charming town of Toccoa. This unique property includes one finished home, two homes awaiting completion, and a buildable lot, all spread across five parcels of land. The parcels can be subdivided into four separate addresses, giving you endless possibilities: create a private residential community, live in one home while renting or selling the others, or add these properties to your rental portfolio. The finished home is currently an active income-generating short-term rental/Airbnb, while the other two homes are partially completed and situated on over an acre of prime waterfront land. This is a fantastic opportunity for an investor, builder, developer, or anyone looking to buy and hold. The property features a large, covered dock with a boat slip and kayak racks, perfect for waterfront activities, fishing, and paddling. The peaceful surroundings offer a serene retreat, with no neighboring homes in sight at the dock. The finished home boasts three levels of living space and multiple outdoor areas to enjoy nature. A wraparound porch provides a perfect spot to relax, while a massive patio between two homes, complete with a firepit, offers a wonderful space for gatherings. Inside, the finished home is filled with natural light, offering seasonal views of the trees and water from the loft level down to the main level. The open-concept design features a vaulted ceiling, and the floor plans of all three homes are similar, with two unfinished homes still allowing for customization. The finished home includes two kitchens, three private bedrooms, and a loft that can serve as an additional bedroom or living area. The home also features built-in movie theater seating, a sound system, and multiple living spaces across three levels. The stone fireplace with an electric insert adds a cozy touch to the open living, dining, and kitchen areas. The main-level owner's suite has its own exterior entrance, with just two steps up, offering easy access and privacy. The potential to modernize this home to your taste gives you flexibility, while the two unfinished homes can be completed or modified to suit your needs. Additionally, there's the option to build a fourth home on the vacant lot, expanding your investment possibilities. This waterfront property is perfectly located near downtown Toccoa, offering access to restaurants, galleries, and shops. The area is served by the Amtrak Crescent Line and is close to Currahee Country Club and Golf Course, Toccoa Falls College, Tallulah Gorge State Park, and a variety of other outdoor attractions, including vineyards, wineries, and local farms. Lake Hartwell, Lake Toccoa, and many other parks and recreational areas are nearby, making this property ideal for short-term rentals or long-term investment. Whether you're looking to complete the homes and sell them individually, create side-by-side waterfront rentals, or hold the land for future development, this unique property offers endless potential.