About 4320 Cottage Avenue, Mishawaka, Indiana, 46544-3847
~~Exceptional Riverfront Retreat with 130+ Feet of Scenic Frontage~~ Discover the art of luxury living in this exceptional riverfront residence, gracefully situated on three beautifully maintained lots and offering over 130 feet of tranquil frontage along one of the region’s most picturesque waterways. Designed to balance elegance and livability, this property captures stunning views from nearly every window and invites effortless entertaining indoors and out. The home’s transformation is evident in every detail, reflecting years of thoughtful design and expert craftsmanship. Extensive improvements (totaling more than $170,000) have been completed since 2011, including major renovations by the esteemed Peacock & Co. and professional landscaping by Foegley Landscape, Inc. The result is a property that feels both refined and refreshed—surrounded by lush, manicured gardens and outdoor spaces perfect for gathering under the pergola, grilling with friends, or simply enjoying the peaceful rhythm of the river. Inside, the thoughtful layout exudes both warmth and functionality. The chef-inspired kitchen, remodeled by Peacock & Co., showcases stainless steel appliances, including a top-of-the-line Thermador gas range, a granite-topped breakfast bar, cherry cabinetry, travertine flooring, and a walk-in pantry, forming the true heart of the home. The main-level primary ensuite opens to the pergola covered patio with river views for an easy connection to the outdoors. The primary quarters includes a spacious walk-in closet and a spa-quality bath with heated tile flooring and towel rack, dual vanities,and a frameless steam shower designed for ultimate relaxation. In the living room, elegant design meets comfort with a gas fireplace framed in custom masonry and built-in shelving that adds both beauty and functionality. A main-floor home office provides a peaceful space for productivity or creative pursuits. Upstairs, three spacious bedrooms accompany a remodeled full bath and a flexible loft area, ideal for a second living room, media space, or used as a separate living space with private access through the three-stall garage. Every detail of this home reflects thoughtful design and fine craftsmanship. With its combination of elegant interiors, sophisticated updates, and breathtaking natural surroundings, this property offers a truly remarkable riverfront lifestyle you will not want to miss! ***Current taxes shown are without a homestead exemption.***
Laundry Level : Main
Total Rooms : 9
Above Grade Bedrooms : 4
Living/Great Room Level : Main
Dining Room Level : Main
Kitchen Level : Main
Breakfast Room Level : Main
Den Level : Main
1st Bedroom Level : Main
2nd Bedroom Level : Upper
3rd Bedroom Level : Upper
4th Bedroom Level : Upper
Water Utility : City
Sewer : City
Garage Type : Attached
Fence : Metal, Pet Fence
Lot Description : Slope, Waterfront, 0-2.9999
Water Features : Pier/Dock, Boat Lot
Exterior : Brick
Waterfront Property : Yes
Waterfront Type : River
Water Access : Riverfront
Water Name : Saint Joseph River
Garage on Property : Yes
Style : Two Story
Heating/Fuel : Gas, Baseboard, Floor, Hot Water, Radiant, Multiple Heating Systems
Basement Material : Poured Concrete
Roof Material : Asphalt, Shingle
Sea Wall Type : Steel
Driveway : Concrete
Basement/Foundation : Crawl
Fireplace : Living/Great Rm, Gas Log
Amenities : 1st Bdrm En Suite, Alarm System-Security, Built-In Entertainment Ct, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Solid Surf, Deck Covered, Deck Open, Deck on Waterfront, Detector-Smoke, Eat-In Kitchen, Firepit, Garage Door Opener, Irrigation System, Kitchen Island, Landscaped, Pantry-Walk In, Patio Open, Steam Shower, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Bidet, Main Floor Laundry, Custom Cabinetry, Garage Utilities
Number of Fireplaces : 1
Flooring : Carpet, Tile
Laundry Level : Main
Total Rooms : 9
Above Grade Bedrooms : 4
Living/Great Room Level : Main
Dining Room Level : Main
Kitchen Level : Main
Breakfast Room Level : Main
Den Level : Main
1st Bedroom Level : Main
2nd Bedroom Level : Upper
3rd Bedroom Level : Upper
4th Bedroom Level : Upper
Water Utility : City
Sewer : City
Garage Type : Attached
Fence : Metal, Pet Fence
Lot Description : Slope, Waterfront, 0-2.9999
Water Features : Pier/Dock, Boat Lot
Exterior : Brick
Waterfront Property : Yes
Waterfront Type : River
Water Access : Riverfront
Water Name : Saint Joseph River
Garage on Property : Yes
Style : Two Story
Heating/Fuel : Gas, Baseboard, Floor, Hot Water, Radiant, Multiple Heating Systems
Basement Material : Poured Concrete
Roof Material : Asphalt, Shingle
Sea Wall Type : Steel
Driveway : Concrete
Basement/Foundation : Crawl
Fireplace : Living/Great Rm, Gas Log
Amenities : 1st Bdrm En Suite, Alarm System-Security, Built-In Entertainment Ct, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Solid Surf, Deck Covered, Deck Open, Deck on Waterfront, Detector-Smoke, Eat-In Kitchen, Firepit, Garage Door Opener, Irrigation System, Kitchen Island, Landscaped, Pantry-Walk In, Patio Open, Steam Shower, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Bidet, Main Floor Laundry, Custom Cabinetry, Garage Utilities
Number of Fireplaces : 1
Flooring : Carpet, Tile

Street Address: 4320 Cottage Avenue
City: Mishawaka
State: Indiana
Postal Code: 46544-3847
Directions: Vistula Rd to Oakland Ave to Cottage Ave, located at end of Cottage Ave on the left.

Property Information :
Listing Status: Active
Size: 3,187 Sqft
Lot Size: 0.41 Acres
MLS #: 202543978
Bedrooms: 4 bd
Bathrooms: 3 ba
Price: $745,000
Tax Amount: 12136.3
Construction Status: Built in 1996
Last Modified : Nov 1 2025 8:35PM
Amenities :
Fireplace

Courtesy of: Kerrie Drury, RE/MAX 100 (MLS# 4844)
Source MLS: IRMLS